The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis. The order is part of a sweeping six-part “Path Out of the Pandemic” plan, which focuses on expanding vaccinations, opening schools safely,…
In courtrooms all over the country, battles are occurring between businesses who endured COVID-19-related shutdowns and insurance companies who believe they are not obligated to reimburse them for their losses. According to the Covid Insurance Litigation Tracker from the University of Pennsylvania Carey Law School, more than 1,800 lawsuits have been filed in state and…
Insurance Commissioner Ricardo Lara has announced that he has issued notices to insurance companies ordering them to cease non-renewals and cancelations of insurance coverage for communities with wildfire emergencies – or risk being in violation of California law. His notices (known as bulletins) cover homeowner’s and renter’s insurance policyholders living near major wildfires included in…
With the COVID-19 pandemic continuing to throw a wrench into the economy and the workplace, employers are gearing up for another unusual open enrollment for their group health plans for the 2022 policy year. As a result of the pandemic, your employees’ priorities may have changed and some of them may be looking at enhanced…
Despite accounting for 19% of revenues among firms in the United States, small businesses shoulder more than 53% of all commercial tort liability costs, according to a new report by the U.S. Chamber Institute for Legal Reform. The story is worse for the business with less than $1 million in revenue. They account for only…
The more your home is worth, the trickier it is to make sure that it and all of its contents are covered properly and that you are not paying too much premium. If you have a high-value estate you will need specialized insurance to cover your property and assets, as well as your higher liability…
As wildfires continue ravaging the West, more businesses in wildfire-prone areas are facing a difficult commercial property insurance market as insurers reduce their exposure and some have left the market altogether. Many businesses in areas that have already been ravaged by fires in the past, or those located in areas that are near forests and…
Despite a new law requiring hospitals to post detailed pricing information for their treatments and procedures online, fewer than 10% of U.S. adults are aware of the requirement. That’s a problem considering that a growing number of Americans have high-deductible health plans, which come with up-front lower premiums but with higher out-of-pocket expenses. One of…
Despite a law requiring that Cal/OSHA create indoor heat illness regulations by 2019, no regulations are yet on the books, making for a difficult situation as many parts of California are experiencing some of the highest temperatures on record. The workplace safety agency implemented heat illness prevention regulations for outdoor workers in 2013, but as the sustained heat wave…
While you already have enough to worry about when your child leaves for college, you don’t want the specter of them dealing with the theft or damage of their possessions while there. For about $150 a year, you can protect your child’s possessions against theft or damage caused by fire, lightning, smoke, vandalism, electrical surges,…